/* ==== Mortgage Strategy Center ==== */

.mortgage-page { display: grid; gap: 1rem; }

/* Hero */
.mortgage-hero-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 1rem;
  flex-wrap: wrap;
}

.mortgage-hero-row .hero-actions {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
}

/* KPI grid (shared shape) */
.kpi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0.8rem;
}

.kpi-grid-hero { grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); }

.kpi-card { padding: 1rem 1.05rem 1.1rem; position: relative; }

.kpi-card-accent {
  border-color: var(--border-strong);
  background:
    linear-gradient(180deg, rgba(212, 168, 90, 0.12), rgba(212, 168, 90, 0.02)),
    var(--glass);
}

.kpi-card-accent .kpi-value { color: var(--gold-soft); }
.kpi-tone-positive .kpi-value { color: var(--emerald); }
.kpi-tone-warn .kpi-value { color: #ffdca3; }
.kpi-tone-negative .kpi-value { color: var(--ruby); }

.kpi-label {
  color: var(--muted);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.kpi-value {
  margin-top: 0.4rem;
  font-size: clamp(1.15rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.1;
}

.kpi-sub { margin-top: 0.35rem; color: var(--muted); font-size: 0.78rem; }

/* Calculator + Results split */
.calc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  gap: 1rem;
}

.calc-card,
.results-card {
  padding: 1.1rem;
}

.section-head { margin-bottom: 0.85rem; }
.section-head h2 { margin: 0; font-size: 1.05rem; }

/* Toggle pill row (product type, repayment type) */
.toggle-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
  margin-bottom: 0.85rem;
}

.calc-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.42rem 0.85rem;
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.55);
  border-radius: 999px;
  color: var(--muted);
  font-size: 0.82rem;
  font-weight: 500;
  cursor: pointer;
  transition: border-color 0.2s ease, color 0.2s ease, background 0.2s ease;
}

.calc-toggle:hover { border-color: var(--gold); color: var(--gold-soft); }

.calc-toggle.is-active {
  border-color: var(--gold);
  color: var(--gold-soft);
  background: linear-gradient(180deg, rgba(212, 168, 90, 0.18), rgba(212, 168, 90, 0.04));
}

/* Form fields */
.field-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.7rem 0.85rem;
}

.field-grid .full { grid-column: 1 / -1; }

.input-group {
  display: grid;
  gap: 0.3rem;
}

.input-group span {
  color: var(--muted);
  font-size: 0.78rem;
  letter-spacing: 0.3px;
}

.input-group .hint {
  font-size: 0.7rem;
  color: var(--muted-soft);
  font-style: italic;
}

.input-group input,
.input-group select,
.input-group textarea {
  background: rgba(10, 13, 20, 0.7);
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 0.5rem 0.65rem;
  font: inherit;
  font-size: 0.92rem;
  width: 100%;
  outline: none;
  transition: border-color 0.2s ease, background 0.2s ease;
  font-variant-numeric: tabular-nums;
}

.input-group input:focus,
.input-group select:focus,
.input-group textarea:focus {
  border-color: var(--gold);
  background: rgba(10, 13, 20, 0.9);
}

.input-with-suffix {
  position: relative;
}

.input-with-suffix .suffix {
  position: absolute;
  right: 0.7rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--muted-soft);
  font-size: 0.82rem;
  pointer-events: none;
}

.checkbox-row {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  color: var(--muted);
}

.checkbox-row input { width: auto; }

/* LTV preview pill */
.ltv-preview {
  display: inline-flex;
  align-items: center;
  padding: 0.18rem 0.55rem;
  border-radius: 999px;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: 1px solid transparent;
  margin-left: 0.4rem;
}

.ltv-preview.is-good {
  color: #98ffd4;
  border-color: rgba(68, 255, 174, 0.45);
  background: rgba(32, 154, 111, 0.2);
}

.ltv-preview.is-warn {
  color: #ffdca3;
  border-color: rgba(255, 185, 89, 0.55);
  background: rgba(157, 93, 21, 0.22);
}

.ltv-preview.is-bad {
  color: #ffb4b4;
  border-color: rgba(255, 105, 105, 0.55);
  background: rgba(152, 44, 63, 0.24);
}

/* Affordability subsections */
.affordability-block {
  display: none;
  border-top: 1px dashed var(--border);
  margin-top: 0.85rem;
  padding-top: 0.85rem;
}

.affordability-block.is-shown { display: block; }

.affordability-block h3 {
  margin: 0 0 0.4rem;
  font-size: 0.92rem;
}

.affordability-block .meta { margin-top: 0; }

.calc-actions {
  display: flex;
  gap: 0.5rem;
  margin-top: 1rem;
  flex-wrap: wrap;
}

/* Results panel */
.result-headline {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 1rem;
  margin-bottom: 1rem;
  flex-wrap: wrap;
}

.result-label {
  margin: 0;
  color: var(--muted);
  font-size: 0.78rem;
  letter-spacing: 0.6px;
  text-transform: uppercase;
}

.result-amount {
  margin: 0.25rem 0 0.25rem;
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  color: var(--gold-soft);
  font-variant-numeric: tabular-nums;
  line-height: 1;
}

.result-sub { margin: 0; }

.result-payoff {
  text-align: right;
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.55);
  border-radius: 12px;
  padding: 0.55rem 0.85rem;
}

.result-payoff p { margin: 0; }
.result-payoff strong {
  display: block;
  font-size: 1.05rem;
  color: var(--text);
  font-variant-numeric: tabular-nums;
}

.result-bar {
  width: 100%;
  height: 12px;
  border-radius: 999px;
  overflow: hidden;
  display: flex;
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.5);
  margin-bottom: 1rem;
}

.result-bar-segment { transition: width 0.3s ease; }
.seg-interest { background: linear-gradient(90deg, var(--ruby), #ff6385); }
.seg-principal { background: linear-gradient(90deg, var(--emerald), #4fd1aa); }

.result-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 0.55rem;
}

.result-tile {
  border: 1px solid var(--border);
  border-radius: 10px;
  background: rgba(10, 13, 20, 0.55);
  padding: 0.65rem 0.75rem;
  display: grid;
  gap: 0.18rem;
}

.result-tile small {
  color: var(--muted);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.result-tile strong {
  font-size: 1.02rem;
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.result-tile span.meta { font-size: 0.7rem; }

/* Stress card */
.stress-card { padding: 1.1rem; }

.stress-verdict-row {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 0.85rem;
  flex-wrap: wrap;
}

.stress-verdict {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  padding: 0.3rem 0.75rem;
  border-radius: 999px;
  border: 1px solid transparent;
}

.stress-verdict-positive { color: #98ffd4; border-color: rgba(68, 255, 174, 0.45); background: rgba(32, 154, 111, 0.18); }
.stress-verdict-warn     { color: #ffdca3; border-color: rgba(255, 185, 89, 0.55); background: rgba(157, 93, 21, 0.22); }
.stress-verdict-negative { color: #ffb4b4; border-color: rgba(255, 105, 105, 0.55); background: rgba(152, 44, 63, 0.24); }

.stress-tiles {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 0.55rem;
}

.stress-tile {
  border: 1px solid var(--border);
  border-radius: 10px;
  background: rgba(10, 13, 20, 0.55);
  padding: 0.65rem 0.75rem;
  display: grid;
  gap: 0.2rem;
}

.stress-tile small {
  color: var(--muted);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.6px;
}

.stress-tile strong {
  font-size: 1.05rem;
  color: var(--text);
  font-variant-numeric: tabular-nums;
}

.stress-tile-baseline {
  border-color: var(--gold);
  background: linear-gradient(180deg, rgba(212, 168, 90, 0.12), rgba(212, 168, 90, 0.02));
}

.stress-tile-baseline strong { color: var(--gold-soft); }

.stress-tile.kpi-tone-warn strong { color: #ffdca3; }
.stress-tile.kpi-tone-negative strong { color: var(--ruby); }

.stress-delta {
  font-size: 0.74rem;
  color: var(--muted);
  font-variant-numeric: tabular-nums;
}

/* Chart */
.chart-card { padding: 1.1rem; }

.amort-canvas-wrap {
  position: relative;
  height: 320px;
}

.amort-canvas-wrap canvas { width: 100% !important; height: 100% !important; }

/* Scenario card */
.scenario-card-wrap { padding: 1.1rem; }

.scenario-actions-row {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 0.85rem;
  flex-wrap: wrap;
}

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.7rem;
}

.scenario-card {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 0.85rem;
  background: rgba(10, 13, 20, 0.6);
  display: grid;
  gap: 0.55rem;
}

.scenario-card header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 0.5rem;
}

.scenario-card header strong { font-size: 0.95rem; color: var(--text); }

.scenario-kv {
  display: grid;
  gap: 0.3rem;
  margin: 0;
}

.scenario-kv > div {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  border-bottom: 1px dashed var(--border);
  padding-bottom: 0.25rem;
}

.scenario-kv dt { color: var(--muted); }
.scenario-kv dd { margin: 0; color: var(--text); font-weight: 600; font-variant-numeric: tabular-nums; }

.scenario-actions {
  display: flex;
  gap: 0.4rem;
}

.ghost-btn {
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.55);
  color: var(--muted);
  border-radius: 999px;
  padding: 0.32rem 0.75rem;
  font-size: 0.75rem;
  cursor: pointer;
  transition: border-color 0.2s ease, color 0.2s ease, background 0.2s ease;
}

.ghost-btn:hover { border-color: var(--gold); color: var(--gold-soft); }

.empty-line {
  margin: 0;
  color: var(--muted-soft);
  font-style: italic;
  font-size: 0.86rem;
}

/* Lender intelligence */
.lender-section { padding: 1.1rem; }

.product-tabs {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
  margin-bottom: 0.85rem;
  overflow-x: auto;
  padding-bottom: 0.25rem;
}

.product-tab {
  flex-shrink: 0;
  padding: 0.42rem 0.95rem;
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.55);
  border-radius: 999px;
  color: var(--muted);
  font-size: 0.82rem;
  font-weight: 500;
  cursor: pointer;
  transition: border-color 0.2s ease, color 0.2s ease, background 0.2s ease;
}

.product-tab:hover { border-color: var(--gold); color: var(--gold-soft); }

.product-tab.is-active {
  border-color: var(--gold);
  color: var(--gold-soft);
  background: linear-gradient(180deg, rgba(212, 168, 90, 0.18), rgba(212, 168, 90, 0.04));
}

.providers-toolbar {
  display: grid;
  grid-template-columns: 1fr auto auto;
  gap: 0.55rem;
  align-items: center;
  margin-bottom: 0.85rem;
}

.search-input {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  border: 1px solid var(--border);
  background: rgba(10, 13, 20, 0.7);
  border-radius: 999px;
  padding: 0.45rem 0.85rem;
}

.search-input span { color: var(--muted-soft); }

.search-input input {
  border: none;
  background: transparent;
  color: var(--text);
  width: 100%;
  font: inherit;
  outline: none;
}

.toolbar-select {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  color: var(--muted);
}

.toolbar-select select {
  padding: 0.38rem 0.6rem;
  background: rgba(10, 13, 20, 0.7);
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 0.85rem;
}

.providers-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0.85rem;
}

.provider-card {
  padding: 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  transition: border-color 0.2s ease, transform 0.2s ease;
}

.provider-card:hover {
  border-color: var(--border-strong);
  transform: translateY(-2px);
}

.provider-card header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 0.5rem;
}

.provider-card h3 { margin: 0; font-size: 1rem; color: var(--text); }
.provider-card header .meta { margin: 0.2rem 0 0; font-size: 0.78rem; }

.rate-badge {
  padding: 0.25rem 0.6rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.78rem;
  font-variant-numeric: tabular-nums;
  border: 1px solid var(--border);
  white-space: nowrap;
}

.rate-badge.kpi-tone-positive {
  color: var(--emerald);
  border-color: rgba(16, 185, 129, 0.4);
  background: rgba(16, 185, 129, 0.12);
}

.rate-badge.kpi-tone-warn {
  color: #ffdca3;
  border-color: rgba(255, 185, 89, 0.55);
  background: rgba(157, 93, 21, 0.18);
}

.provider-score {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.8rem;
  color: var(--gold-soft);
  font-weight: 700;
}

.provider-score-bar {
  flex: 1;
  height: 6px;
  border-radius: 999px;
  background: rgba(10, 13, 20, 0.85);
  border: 1px solid var(--border);
  overflow: hidden;
}

.provider-score-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold-soft));
  transition: width 0.3s ease;
}

.provider-stats {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.4rem 0.85rem;
}

.provider-stats li {
  display: grid;
  gap: 0.1rem;
}

.provider-stats small {
  color: var(--muted);
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.provider-stats strong {
  font-size: 0.86rem;
  color: var(--text);
  font-variant-numeric: tabular-nums;
}

.provider-options {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.25rem;
  font-size: 0.8rem;
  color: var(--muted);
}

.provider-options li::before {
  content: "✓ ";
  color: var(--emerald);
  font-weight: 700;
  margin-right: 0.2rem;
}

.provider-actions {
  display: flex;
  gap: 0.6rem;
  align-items: center;
  margin-top: auto;
  padding-top: 0.4rem;
}

.provider-actions .text-link { margin-left: auto; font-size: 0.85rem; }

.btn-compact {
  padding: 0.4rem 0.85rem;
  font-size: 0.82rem;
}

/* Glossary */
.glossary-card { padding: 1.1rem; }

.glossary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.55rem;
}

.glossary-tile {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: rgba(10, 13, 20, 0.55);
  padding: 0.7rem 0.8rem;
  display: grid;
  gap: 0.2rem;
}

.glossary-tile strong { font-size: 0.92rem; color: var(--gold-soft); }
.glossary-tile p { margin: 0; color: var(--muted); font-size: 0.8rem; line-height: 1.45; }

/* Disclaimer */
.disclaimer {
  border: 1px dashed var(--border);
  border-radius: 10px;
  background: rgba(10, 13, 20, 0.5);
  padding: 0.75rem 0.9rem;
  font-size: 0.78rem;
  color: var(--muted);
  font-style: italic;
}

/* Section heads */
.section-head-flex {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.85rem;
  flex-wrap: wrap;
}

/* Responsive */
@media (max-width: 1100px) {
  .calc-grid { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .field-grid { grid-template-columns: 1fr; }
  .providers-toolbar { grid-template-columns: 1fr; }
  .mortgage-hero-row { flex-direction: column; align-items: stretch; }
  .result-headline { flex-direction: column; align-items: flex-start; }
}